Fixed-Rate Mortgages |
||||
|
Average
Conventional 30-Year Commitment Rate |
Fees &
Points |
Average
Conventional 15-Year Commitment Rate |
Fees &
Points |
U.S. |
7.20 |
1.0 |
6.74 |
1.0 |
Northeast |
7.20 |
1.0 |
6.76 |
1.0 |
Southeast |
7.16 |
0.9 |
6.71 |
0.9 |
North Central |
7.22 |
0.8 |
6.78 |
0.9 |
Southwest |
7.18 |
0.9 |
6.71 |
0.9 |
West |
7.21 |
1.1 |
6.73 |
1.1 |
One-Year Adjustable-Rate Mortgages |
|||
|
Commitment Rate |
Fees &
Points |
Margin |
U.S. |
5.85 |
0.9 |
2.78 |
Northeast |
6.07 |
1.0 |
2.78 |
Southeast |
5.66 |
1.0 |
2.78 |
North Central |
6.18 |
0.9 |
2.79 |
Southwest |
5.62 |
0.8 |
2.77 |
West |
5.60 |
1.0 |
2.78 |
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