Fixed-Rate Mortgages

 

Average Conventional 30-Year Commitment Rate

Fees & Points

Average Conventional 15-Year Commitment Rate

Fees & Points

U.S.

7.08

0.9

6.65

0.9

Northeast

7.06

1.0

6.63

1.0

Southeast

7.08

1.0

6.60

1.0

North Central

7.11

0.6

6.72

0.6

Southwest

7.07

0.9

6.61

0.9

West

7.09

1.0

6.65

0.9



One-Year Adjustable-Rate Mortgages

 

Commitment Rate

Fees & Points

Margin

U.S.

5.62

0.8

2.77

Northeast

5.58

            0.9

2.78

Southeast

5.56

0.8

2.78

North Central

5.98

0.5

2.77

Southwest

5.48

0.8

2.76

West

5.45

1.0

2.78



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