Source: Charles Farrell, Northstar Investment Advisors, LLC.
Note: Figures target a 70% to 80% pre-retirement income replacement ratio at age 65 for an assumed 30-year retirement, and assume a 20% Social Security Benefit. Figures assume a 3.5% real rate of return on investments and a distribution rate of 4% to 5% of the portfolio value.
Material is for information and education purposes only. Consult your individual financial adviser for guidance regarding your specific circumstances. Figures are estimates as of 8/12/15. Past performance is no guarantee of future returns, and there can be no assurances that any distribution rate is sustainable.