When Dave Payne got his $120 tax refund, he promptly socked it away.
The Tarpon Springs, Fla. resident said the cash will go towards an engagement ring for his girlfriend -- who happens to be an accountant.
"I have a savings account that is dedicated to saving for the ring," he said. "It's kind of appropriate since she helped me get the refund that it be used for that."
To avoid catching the attention of the IRS, beware of these tax audit red flags.
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