Nestled in California's Silicon Valley, Palo Alto has attracted a pile of tech companies -- and their CEOs. Not only does tech granddaddy HP have its headquarters here, but so do newbies like Pinterest and Ning. Facebook's Mark Zuckerberg has a house in Palo Alto, as did Steve Jobs. Stanford University, which falls within its boundaries, adds to the city's prestige.
Palo Alto nurtures startups and the money that results from their successes. Its residents reap the rewards. Area schools are exceptional, while the city has 35 parks and a Mediterranean climate that varies by only 20 degrees year-round.
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| Overnight Avg Rate | Latest | Change | Last Week |
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| 30 yr fixed | 3.56% | 3.68% | |
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| 5/1 ARM | 2.62% | 2.79% | |
| 30 yr refi | 3.55% | 3.75% | |
| 15 yr refi | 2.77% | 2.99% |
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