About 40 miles north of Salt Lake City, Ogden is the most affordable metro area to buy a home in the U.S. This is the first time Ogden tops the Housing Opportunity Index. The city offers an enviable combo: Incomes are 10% higher than the national median, while home prices are about 14% lower.
Ordinarily in places growing as quickly as Ogden -- the population has jumped 24% since 2000 -- demand for housing pushes prices higher. But much of the land here is on the now-exposed bed of the shrinking Great Salt Lake, meaning it's easy and cheap to build on. A new three-bedroom, two-and-a-half-bath home might go for as little as $130,000.
Cities reporting the highest rates of murder, rape, robbery, assault, burglary and car theft, according to an annual analysis of FBI data.
| Overnight Avg Rate | Latest | Change | Last Week |
|---|---|---|---|
| 30 yr fixed | 3.56% | 3.68% | |
| 15 yr fixed | 2.78% | 2.91% | |
| 5/1 ARM | 2.62% | 2.79% | |
| 30 yr refi | 3.55% | 3.75% | |
| 15 yr refi | 2.77% | 2.99% |
Today's featured rates:
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